About Us
Who We Are
Badilisha Insurance Brokers is a proudly Kenyan, an insurance brokerage firm licensed and regulated by the Insurance Regulatory Authority (IRA). Our name, Badilisha, means "transform" in Kiswahili — and that's exactly our purpose: to transform how insurance is perceived, accessed, and experienced by underserved and informal market segments.
We exist to democratize insurance — making it simple, affordable, and accessible to those who have long been left behind by traditional providers.
Our Vision
To be the most inclusive, innovative, and trusted insurance partner in Kenya by 2035 — reaching 5 million Kenyans through accessible, community-driven solutions.
Our Mission
To build a people-first insurance experience by offering tailor-made, tech-enabled, and community-aligned insurance solutions for Kenyans at the grassroots.
Our Core Values
- Inclusivity: We serve every Kenyan, not just the elite.
- Trust: Transparent processes, fair pricing, and prompt payouts.
- Innovation: Digital-first, mobile-ready, and agent-supported.
- Empathy: We understand your hustle and walk with you through your journey.
- Reliability: We deliver when it matters most — especially during claims.
Our Insurance Solutions
Tailored insurance solutions for every Kenyan, designed with your specific needs in mind.
Boda Rider Income Protection Cover
A revolutionary insurance solution designed for boda boda operators
- Accident and disability income protection
- Daily compensation for downtime
- Third-party motor insurance
- Rider and passenger medical cover
- Theft and fire protection for motorcycles
- Legal support for accidents
Target Market:
Boda riders, delivery couriers (UberEats, Glovo), rural transport providers
Digital Hustler Cover
For Kenya's rising gig economy
- Covers laptops, phones, and mobile business assets
- Mobile health insurance bundled with cover
- Theft, fire, cyber fraud, and online delivery failure
- Monthly contribution model (KES 100–500/month)
Target Market:
Freelancers, Instagram sellers, TikTok marketers, influencers, online tutors, and riders
SME Protection Suite
We provide end-to-end protection for growing businesses
- Stock, property, and fire cover
- Employee work injury benefit (WIBA)
- Burglary, cash-in-transit, and fidelity guarantee
- Public liability & business interruption
- Group health, life, and pension covers
Target Market:
Shops, restaurants, salons, garages, agribusinesses, and small factories
Micro-Insurance (Mobile-First Insurance)
Use your phone to enroll, pay, and claim!
- Powered by USSD, WhatsApp bots & M-PESA
- Pay-as-you-go health and funeral covers
- Daily micro-contributions (KES 10/day)
- Group registration via SACCOs and welfare associations
Over 70% of Kenyans earn irregular incomes. We offer them flexible protection, not rigid plans.
Why Badilisha?
We Are Not Your Typical Insurance Broker.
We are a movement — turning insurance into a tool for empowerment, not exclusion.
| What Makes Us Different | Traditional Brokers | Badilisha |
|---|---|---|
| Focus on informal sector | ||
| Mobile-first onboarding | ||
| Church & community approach | ||
| Daily/weekly premium options | ||
| Friendly, door-to-door agents | ||
| Fast WhatsApp claims support |
Partner With Us
Are You a SACCO? Church? Boda Boda Group? Community Leader?
Let's build a customized insurance plan for your people.
Revenue Share Models
Earn commissions on every policy sold through your network or platform.
Member Retention & Loyalty
Increase member satisfaction and reduce churn with value-added insurance benefits.
Digital Enrollment Tools
Access our mobile-first digital tools for easy member enrollment and management.
Capacity-Building Workshops
We provide insurance education and financial literacy training for your members.